Loan Options

30-year
Settle down for the long haul with a 30-year fixed-rate mortgage. Because of the steady interest rate inherent to a conventional 30-year fixed rate mortgage, you can look forward to consistent monthly payments for many years to come, providing you with peace of mind and a consistent budget. We recommend this type of home loan if you're planning to stay in your home for a minimum of 5-10 years.

15-year
Pay off your home twice as fast with a 15-year fixed-rate mortgage. Your rate stays the same throughout the life of the loan, giving you secure and predictable monthly mortgage payments and less interest on your loan. Get on the fast track to amortization with this home loan option.

Adjustable rate mortgage
Keep your options open with an adjustable-rate mortgage (ARM). This type of home loan features an interest rate that changes after a fixed amount of time. ARMs are a great home-buying option and typically offer lower interest rates than fixed mortgages and extra protection with rate caps.

*After the initial time period, the rate fluctuates with the market and can go up.

Home equity line of credit
With interest rates on the rise, get the peace of mind of a fixed rate loan, and the flexibility you need with our home equity line of credit to help you fund home improvements & consolidate debt.

Jumbo loan
Move into your forever home with a jumbo loan. Need a loan that exceeds the current conforming limit? A fixed or adjustable jumbo mortgage can help you make your move. This type of home loan will allow you to buy a lot of real estates and also requires more stringent credit guidelines and larger down payment.

Government

FHA loan
Make your homeownership dreams come true with an FHA loan. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers.

VA home loan
Enjoy exclusive military benefits with a VA loan. If you are a veteran or an active-duty service member, a VA loan offers less restrictive credit guidelines and low-down payment options for you and your family.

Interest only mortgage
Free up your cash flow with an interest-only mortgage. Take advantage of the low monthly payments right off the bat to afford a more expensive home and invest your income elsewhere.

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