Pre-Approval

Obtain Pre-Approval:

Before embarking on your home-buying journey, it's essential to secure pre-approval from a trusted Loan Officer. By meeting with them, you provide necessary information about your income, assets, and debts. This enables the lender to assess your financial capacity and determine the loan amount you may qualify for. During this process, expect to submit supporting documents such as credit reports, W-2 forms, pay stubs, Federal Tax Returns, and recent bank statements. With a range of loan programs available, it's crucial to obtain pre-qualification for the specific programs that align with your unique needs. At Ellis County New Homes, we assist you in navigating the pre-approval stage, ensuring you have a clear understanding of your purchasing power. Contact us today to initiate the pre-approval process and set a strong foundation for your home-buying journey.

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